Appointeeship & Deputyship Prepaid Card Platform

Due to the constant changes in banking regulation, and with bank accounts for third parties becoming more and more difficult to open, Andor Cards have the perfect, compliant solution.

Introducing the Appointeeship and Deputyship Prepaid Card Platform

In an era where financial independence and accessibility are paramount, there exists a critical need for innovative solutions to support those who may require assistance in managing their finances. Enter the Appointeeship and Deputyship Prepaid Card Platform – a groundbreaking financial tool designed to empower appointees and deputies, individuals entrusted with making financial decisions on behalf of others who may lack capacity, with a secure and efficient means of managing their beneficiaries’ funds.

This platform has been meticulously crafted to streamline and modernize the often complex and cumbersome process for vulnerable individuals, including those with disabilities, elderly individuals, and others who require financial support. The Appointeeship and Deputyship Prepaid Card Platform offers a range of benefits, including enhanced financial oversight, greater accountability, and improved financial inclusion for the individuals it serves.

Join us on a journey to explore how this cutting-edge platform simplifies the management of finances for appointees and deputies, ensuring that those in need receive the care and support they require while also enjoying a higher degree of financial independence.

Accounts can be set-up and operational within 5 working days for receiving DWP benefits, with an attached sub-account for giving the client autonomy and financial inclusion. Directly from the main account, a restricted amount can then be allocated to the sub-card, allowing an element of freedom to the client.
The platform will also allow oversight & administration of all clients managed by yourself, in one place, with one corporate log in.

Appointee

What is it?

Appointeeship is where the Local Authority or Legal body acts for someone, by collecting their state benefits, maximising benefit income, making payments from these monies for care charges, personal allowance or other items considered to be in the person’s best interests.

Appointees only manage benefits, and in some cases money from private pensions. The person may have a small amount of savings or other sources of income which the Local Authority or legal body, as Appointee, cannot control.

Appointeeship is granted by the Department for Work & Pensions (DWP) upon application by the Council.

Who can have an appointee?

Appointeeship is where the Local Authority or Legal body acts for someone, by collecting their state benefits, maximising benefit income, making payments from these monies for care charges, personal allowance or other items considered to be in the person’s best interests.

Appointees only manage benefits, and in some cases money from private pensions. The person may have a small amount of savings or other sources of income which the Local Authority or legal body, as Appointee, cannot control.

Appointeeship is granted by the Department for Work & Pensions (DWP) upon application by the Council.

 

Deputyship

What is it?

The Local Authority or Legal body can act as Deputy for a person who lacks mental capacity in respect of their Property & Affairs.
This power is granted by the Court of Protection.

 

Who can have a deputy?
  • Where there are allegations of financial abuse (with or without a safeguarding referral being made), and the person lacks capacity.
  • When the person has lost capacity and the Local Authority needs to act as Property & Affairs Deputy of last resort (i.e. no other suitable person can be found to undertake this role)
  • If the Court of Protection discharge a previous Deputy or Attorney and appoint the Corporate Director
  • Where a request is made by the Local Authority’s Debt Recovery Team for it due to unpaid care charges
  • If the person has savings or assets which they lack capacity to manage

 

Once appointed, the Local Authority or Legal body, will manage the person’s finances and property in consultation with them and any other interested parties in line with the Mental Capacity Act, and the terms of the Court Order made. There has to be in place a mechanism whereby the person can access money, such as support to go to a cash machine from family members, support providers or social care worker.

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If your query is urgent, please send an email to dp@barriebookkeeping.co.uk., where one of our wonderful team will respond accordingly.

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